Majority of Australian homeowners confused by mortgage terminology
More than half of Australian homeowners do not fully understand key home loan concepts, with many turning to social media and artificial intelligence for financial gui…
Read article →4 things that can go wrong between offer and settlement
Having an offer accepted on a property feels like the hard part is over. In reality, the period between signing a contract and settling can be one of the more stressfu…
Read article →5 things to know before consolidating your debt in the new financial year
The start of a new financial year is a common moment to take stock of existing debts.
Read article →5 things to know about buying a used car on finance this EOFY
EOFY is one of the busiest times of year for car sales, and dealers are motivated to clear used stock before 30 June.
Read article →Quality comes first with commercial property returns
Commercial property investors are increasingly focused on asset quality over broad sector performance, as the gap between top and bottom performers widens across all p…
Read article →Investors circle Darwin as commercial market momentum builds
Darwin's commercial property sector is strengthening, with rising rents, limited new supply and increasing investor demand as defence, energy and resource projects sig…
Read article →Melbourne office tenants urged to act as supply window closes
Melbourne CBD office tenants are being urged to secure space quickly as tightening supply and rising rents shift market conditions back in favour of landlords.
Read article →What businesses with ATO debt should know about their options
The post-pandemic leniency that many businesses had come to rely on with the ATO is firmly over. Total collectable tax debt across the small business sector now sits w…
Read article →4 ways to strengthen your business cash flow before the new financial year
How a business crosses the 30 June line matters more than many owners realise.
Read article →Three Rate Rises in 2026: What the RBA’s 4.35% Cash Rate Actually Means for Your Mortgage
The RBA has lifted the cash rate to 4.35% across three hikes in 2026. Here’s what it means for your repayments, your borrowing power, and what a Perth homeowner should do about it.
Read article →How Much Can I Borrow in 2026? Why Your Borrowing Power Has Quietly Shrunk
Your income hasn’t changed but your borrowing power has. Here’s how Australian lenders calculate what you can borrow in 2026 — and the seven things that are dragging your number…
Read article →The 5% Deposit Scheme: What Perth First Home Buyers Need to Know in 2026
Since October 2025 the First Home Guarantee has had no income caps and no place limits. Buy with a 5% deposit and pay no LMI. Here’s how it works — and the catches nobody mentions.
Read article →WA’s 2026 Stamp Duty Changes: First Home Buyers Just Got Up to $22,515 Better Off
From 7 May 2026, WA first home buyers pay no stamp duty up to $600,000 and get concessions to $800,000. The FHOG cap rose to $800,000. Here’s exactly what changed and what it’s…
Read article →Help to Buy Explained: Is a 2% Deposit Worth Giving the Government a Slice of Your Home?
Help to Buy launched in December 2025. A 2% deposit, with the government contributing up to 40% of the price — in exchange for an equity stake. Here’s the honest trade-off.
Read article →Negative Gearing and CGT Are Changing: What Perth Property Investors Need to Understand About 1 July 2027
A Bill before Parliament would limit negative gearing to new builds from 1 July 2027 and replace the 50% CGT discount with indexation. Grandfathering cut off at 7:30pm, 12 May 2…
Read article →Fixed, Variable or Split in 2026? How to Decide When Nobody Knows What Rates Will Do
With the cash rate at 4.35% and the banks split on what comes next, should you fix? Here’s the framework that actually works — and why ‘beating the market’ is the wrong goal.
Read article →The Loyalty Tax: Why Staying With Your Bank Is Probably Costing You Thousands
Lenders price their sharpest rates for new customers. If you haven’t reviewed your home loan in two years, you’re likely paying a premium for loyalty. Here’s how to find out — a…
Read article →Offset vs Redraw: Which One Actually Saves You More?
Offset and redraw both cut your interest — but they are not the same, and choosing wrong can cost you tax deductions and access to your own money. Here’s the difference that mat…
Read article →Buying Your First Investment Property in Perth: The Numbers That Actually Matter in 2026
Rates at 4.35%, negative gearing reform before Parliament, and Perth prices growing faster than any other capital. Here’s how to think about your first investment property right…
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